Individual Health & Life

Mother and baby speaking to doctor


Health Insurance

Everyone is looking for an affordable health insurance plan. It may sound as simple as going on a website and finding a plan, but there are countless websites, dozens of plans, and endless amounts of bad advice from representatives who are not experienced, licensed insurance agents.

Florida First Insurance Group has highly knowledgeable, licensed agents who specialize in the Affordable Care Act* so we can help you select the right plan for your budget and needs. You may even qualify for financial assistance, which can lower your premium and out-of-pocket costs.

Our family-owned agency will guide you through the process of selecting from a variety of affordable healthcare options from virtually every major carrier in the marketplace: Aetna, Ambetter, AvMed, Bright Health, Blue Cross/Blue Shield, Molina, National General, Philadelphia Life, Oscar, United and more.

Best of all, our services are completely free of charge.

Don’t wait until a medical catastrophe occurs, costing thousands of dollars or even worse, bankruptcy. Protect yourself and your family by contacting us today.

*Also commonly referred to as “ObamaCare”

Short Term Medical

No one should be without health insurance, but sometimes a life change can create a situation where you find yourself not covered by traditional insurance plans.  This could happen if you undergo an employment change, you’re a college student, or you or your family are struggling with rising health insurance premiums. To provide more affordable health insurance options, the federal government now allows Short Term Medical policy coverage to extend for a full year.

These plans cover the basics of what most people are looking for in a health insurance policy. Our experienced, licensed agents at Florida First Insurance Group can help you find an affordable short-term health plan, which, in many cases, is a more affordable option than COBRA.

These plans offer access to huge, nationwide PPO networks versus a limited provider selection.

Fixed Benefit/Indemnity Plans

When health insurance is unavailable or not affordable, fixed benefit/indemnity health insurance can provide a way to manage out-of-pocket costs. Fixed benefit/indemnity plans provide an extra layer of protection in the event of a serious injury or illness by paying you a set amount of cash benefits to cover specific medical expenses.

These plans can help families budget health care expenditures by providing benefits they can choose according to their health care needs. These plans provide basic hospital, medical and outpatient coverage with additional wellness benefits, along with doctor visits to promote preventive care. 

Our experienced, licensed agents at Florida First Insurance Group can assist you in deciding which plan allows you to choose providers and care treatments that fit your specific needs.

Wellness/Preventative Care Plans

You may prefer to focus on staying healthy and preventing illness rather than paying high healthcare insurance premiums. Wellness and preventative healthcare plans are designed to keep you out of the hospital by keeping you healthy. 

Under these plans, most wellness and preventative healthcare is included at no cost to you. These plans also provide low co-pays for doctor appointments and access to a huge PPO network of providers. Our experienced, licensed agents at Florida First Insurance Group can help you select the right plan that focuses on preventative care to keep you and your family healthy.

Life Insurance

Life insurance can be an uncomfortable conversation to have with loved ones, but it’s necessary to ensure those who mean the most to you are taken care of now and in the time to come. Their needs may have you deciding between term, whole or universal life insurance policies – for a specific time or lifelong protection.

Our experienced, licensed agents at Florida First Insurance Group will walk you through your options so you can find the guarantees, flexibility and cash value options to fit your needs.

We do everything we can for our loved ones, not because we must, but because we want to. Florida First Insurance Group will ensure your loved ones are able to live out their dreams no matter what the future holds.

Life Insurance Policy Options:

Why Florida First Insurance Group?